Medical Bills and Insurance
Canadians that come here will not understand this post. My hubby had a hard time learning about medical insurance when he first moved here, and 9 years later I think he understands a bit more now. I have insurance, I have relatively good insurance. But even though it has paid out a lot for me in past 4 years, I still owe huge gigantic medical bills. If I were OCD over owing money I would be a basketcase. I have advised the hubby never ever to sign anything for me, this is good advice for anyone. Don't let anyone sign for you when you are admitted to the hospital. More advice, bug the crap outta the insurance, and the doctors. My 1st gamma treatment this past summer came to 56,000. Insurance doesn't really want to pay for this. First they requested my medical records. I got a package in the mail from the doc it was my medical records! They mailed them to me and not the insurance. So I made a copy (hey if they sent to me a copy I am keeping a copy) and mailed it to the insurance several months ago. They are still denying the 56,000 saying they need a letter of medical necessity from the doc. GEEZ! So I call the doc s office and she tells me, "Oh we got that request but I called them and told them we didn't see you that day" GRRRRR! I explained no you didn't see me but you sent me to have the treatment that day! The lady was like "OH". She said she would mail it out. I didn't trust her (Gee I wonder why) and called back 2 weeks later and she was very short with me saying she mailed it the day she talked to me. But this bill has not be paid yet, and I really don't have an extra 56, 000 laying around much to my dismay. What I really don't understand is why the insurance paid for the second treatment I had a month after the first treatment with no questions asked!



Anyway I guess the moral of this is, you Canadians have it so good. But since I do medical billing for a group of docs, insurance keeps me in a job! Catch 22 for sure!

Later